Monthly Cost Calculator

Go beyond the mortgage. Estimate your total monthly outgoings in your new home.

Mortgage Amount

Interest Rate (%)

Term (Years)

Council Tax

Energy

Water

Internet

Service Charge

Insurance

Maintenance Fund (Monthly)

Total Monthly Outgoings

£2,306

Mortgage Repayment

£1,751

Council Tax

£180

Energy (Gas/Elec)

£150

Water

£40

Broadband/TV

£35

Service Charge

£0

Home Insurance

£50

Maintenance Fund

£100

Experts recommend setting aside 1% of your home's value each year for maintenance. For a £350k home, that's roughly £290 per month.