First-Time Buyer Checklist
Track your progress from saving for a deposit to collecting your keys.
Financials
Determine your total budget
Calculate deposit, legal fees, and stamp duty.
Get a Mortgage in Principle (MiP)
Proof to agents that you can afford the property.
Research conveyancing solicitors
Get quotes and read reviews before you find a house.
Search
Start property viewings
Visit multiple properties to understand market value.
Legal
Book a structural survey
Essential for understanding property condition.
Review & sign contracts
Your solicitor will guide you through the paperwork.
Pay your exchange deposit
Usually 10% of the purchase price.
Completion
Exchange contracts
The point where the deal becomes legally binding.
Completion day
Transfer remaining funds and collect the keys!