First-Time Buyer Checklist

Track your progress from saving for a deposit to collecting your keys.

Financials

Determine your total budget

Calculate deposit, legal fees, and stamp duty.

Get a Mortgage in Principle (MiP)

Proof to agents that you can afford the property.

Research conveyancing solicitors

Get quotes and read reviews before you find a house.

Search

Start property viewings

Visit multiple properties to understand market value.

Legal

Book a structural survey

Essential for understanding property condition.

Review & sign contracts

Your solicitor will guide you through the paperwork.

Pay your exchange deposit

Usually 10% of the purchase price.

Completion

Exchange contracts

The point where the deal becomes legally binding.

Completion day

Transfer remaining funds and collect the keys!

Custom Items